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Financing Disclaimer

Q&A Equipment Sales

Q&A Equipment Sales, LLC offers equipment financing through independent third-party lenders for customer convenience.

All advertised payment examples, including monthly payment amounts, interest rates, and promotional offers, are estimates only and are not a guarantee of approval.

Credit Approval

All financing is:

  • Subject to credit approval

  • Based on individual creditworthiness

  • Determined solely by the lending institution

Customers with lower credit scores, limited credit history, or high debt-to-income ratios may receive different terms or may not qualify.

Payment Advertisements

Any advertised payments (example: “payments as low as $336/month”) are based on:

  • Tier-A qualified credit

  • Standard term lengths (typically 60–72 months unless stated otherwise)

  • Approved down payment conditions (if required)

Actual payment amounts may vary based on:

  • Credit score

  • Down payment

  • Loan term

  • Taxes

  • Shipping costs

  • Attachments and accessories

  • Extended warranty purchases

0% Financing Promotions

0% interest promotions, when available, are:

  • Offered for limited terms

  • Available only to qualified buyers

  • Subject to lender approval

  • May require higher credit qualifications

Not all customers will qualify.

No Early Payoff Penalty

Most financing programs allow early payoff without a penalty; however, final terms are determined by the lender and provided in your loan agreement.

Responsibility

Q&A Equipment Sales does not:

  • Make credit decisions

  • Set interest rates

  • Control lender approval criteria

We simply submit your application to our lending partners.

Customers should carefully review all financing documents before signing.

Taxes & Fees

Advertised payments do not include:

  • Sales tax

  • Delivery or freight

  • Documentation fees

  • Optional attachments or accessories

These may affect final payment amounts.

Contact Us

If you have questions about this Privacy Policy or your personal data, please contact:

Q&A Equipment Sales
Phone: 270-816-9655
Email: taylor@qandaequipment.com
Website: qandaequipment.com

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