Financing Disclaimer
Q&A Equipment Sales
Q&A Equipment Sales, LLC offers equipment financing through independent third-party lenders for customer convenience.
All advertised payment examples, including monthly payment amounts, interest rates, and promotional offers, are estimates only and are not a guarantee of approval.
Credit Approval
All financing is:
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Subject to credit approval
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Based on individual creditworthiness
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Determined solely by the lending institution
Customers with lower credit scores, limited credit history, or high debt-to-income ratios may receive different terms or may not qualify.
Payment Advertisements
Any advertised payments (example: “payments as low as $336/month”) are based on:
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Tier-A qualified credit
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Standard term lengths (typically 60–72 months unless stated otherwise)
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Approved down payment conditions (if required)
Actual payment amounts may vary based on:
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Credit score
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Down payment
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Loan term
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Taxes
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Shipping costs
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Attachments and accessories
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Extended warranty purchases
0% Financing Promotions
0% interest promotions, when available, are:
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Offered for limited terms
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Available only to qualified buyers
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Subject to lender approval
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May require higher credit qualifications
Not all customers will qualify.
No Early Payoff Penalty
Most financing programs allow early payoff without a penalty; however, final terms are determined by the lender and provided in your loan agreement.
Responsibility
Q&A Equipment Sales does not:
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Make credit decisions
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Set interest rates
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Control lender approval criteria
We simply submit your application to our lending partners.
Customers should carefully review all financing documents before signing.
Taxes & Fees
Advertised payments do not include:
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Sales tax
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Delivery or freight
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Documentation fees
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Optional attachments or accessories
These may affect final payment amounts.
Contact Us
If you have questions about this Privacy Policy or your personal data, please contact:
Q&A Equipment Sales
Phone: 270-816-9655
Email: taylor@qandaequipment.com
Website: qandaequipment.com